Archive for the ‘Financial Services’ Category

Profit From Your Event Define Your Payment Rules

By My Booking Manager

Frank Richards is a Business Management Consultant who specializes in Service Level Agreements. Last month he ran four seminars in major Australian cities but he’s finding that the ticket money does not cover his costs.

In these days of instant payment you would believe that the problem of unpaid registration fees is a negligible issue. Unfortunately the days of instant payment do not coincide with the days of red-tape-free purchase ledger accounting. Companies have their own internal rules about raising requisitions for payment and some may take in excess of 90 days to clear all of the hurdles. Although this is probably one of the best reasons for delivering invitations to corporate delegates more than three months prior to the event, it still leaves you with the conundrum of what to do about non-paying delegates.

The answer, as with all financial issues, is to have a clear set of contracted rules that are sent out with the invoice paperwork, the confirmation of registration, the joining instructions and any other communication that you may exchange with your delegates. There is nothing complicated about the wording; all you must state is ‘If payment is not received 21 days prior to the event then a place will not be reserved for the delegate’. Choose your time period to be realistic otherwise you may alienate potential attendees who know that their accounts department cannot meet the criteria.

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Nominate one of your admin team as a Credit Analyst to keep an eye on late payments and make it their job to make increasingly frequent calls to the delegate to enquire how payment is proceeding. This pressure alone will normally accelerate payment as the delegate won’t want to lose their place at the event and they’ll use your payment terms to coax the money from the accountants.

What to do about late payment

In extreme cases delegates will plead their powerlessness against the moneymen and they will find themselves up against the wire with nowhere to turn. It’s your opportunity to be magnanimous and allow the delegate to attend the event so long as they bring a check or even cash with them to hand over at the door.

Keep it in mind that bad debt in Australia can be measured in trillions of dollars each year and the major reason given is poor debt management, meaning that people are often not tenacious enough to chase down delinquent purchasers.

So, be tough and resolute; an event is an instant product, consumed as it is manufactured. If you get your payment late, how can you possibly pay all of the players who are providing goods and services to make the event a success? You can’t ask for the product to be returned.

Be polite and understanding; offer the delegate a place on a later event or some one-on-one consultancy as an alternative. Be as flexible as you can but don’t disrespect the prompt payers by relaxing your standards for an organization that can’t get its act together.

About the Author: Published by My Booking Manager. A convenient, professional, time saving and cost effective way to accept registrations, bookings and payments for your next seminar, workshop, trade display or membership event Obtain your FREE report “20 Steps To Running Successful Seminars Roadshows Workshops And Events Report” at


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The Many Facets Of Consolidated Credit Counseling Services

By Sean A. Kelly

Consolidating your debts may not be an easy thing for you to do all by yourself. This may be because the process often involves numerous negotiations with creditors and also endless paperwork. For this reason, many people with overwhelming debts sign up with debt management companies such as Consolidated Credit Counseling Services so that they may not have to get their debts in order all on their own. Such agencies may help clients like you by acting on your behalf in negotiations with creditors as well as proposing the best possible solution for your particular financial issue. Suggestions and proposals from these agencies are often made by financial experts they hire so you may find their advice to be viable. However, you may still need to be a bit knowledgeable about your own financial situation in order to make a well informed decision.

Debt management companies such as Consolidated Credit Counseling Services generally work for a certain monthly fee sometimes ranging from $10 to $20 for each account you have with them. You may want to bear in mind that although these agencies may act on your behalf when it comes to dealing with creditors, you are still the one who are going to pay 100% of the debts to the creditors. They may make repaying your debts easier by combining all your debts into one single entity and they may be the ones who would be distributing that one deposit a month you make into their account to each respective creditor. The upside is that you may have a significant reduction in the amount you have to pay every month as they may negotiate with your creditors to reduce the interest rate or to extend the loan term so that you could still afford to pay your debts.

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One good thing about having debt management agencies helping you out with your debts is that you may no longer have to cope with the stress of overwhelming debts. Solutions such as credit card debt consolidation may lead to instant stress reduction because you may no longer have to confuse yourself with which credit card you may have to pay first before others. These agencies may do that for you. Of course, you may also enjoy significantly reduced interest rates and lower monthly payments so you may have to worry less about not being able to afford making the payments. You may find it easier to get your finances back in order as these debt management agencies may also provide counseling for you to gain more knowledge on how best to manage your own finances as well as some peace of mind. Calls from creditors may be redirected to these debt management agencies so you may not have to feel the pressure of having to pay your debts anymore.

On the other hand, you may want to keep in mind that a consolidated credit card debt may not be a permanent solution to your debt problem. Sometimes the root of the problem may be your own spending habit. So as miraculous as debt consolidation may sound to you it may only provide a short term solution. You may need to do your part to ensure that you stay debt free throughout the rest of your life. Seeing that you probably manage to have the amount of your debt reduced you may also have to pay the consolidated debt over a longer period of time during which you may also be accumulating new debts. Therefore, you may want to take the advice of many financial experts, especially those who work with debt management companies, to start changing your lifestyle and financial habits if you truly wish to live your life free of debt.

In general, debt management companies may provide a temporary fix on your debt problems. In order to stay off debts, you may have to be proactive and take the advice of your financial advisors to strategize your plan towards living a life without debt.

About the Author:

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Stabilizers Are A Major Component Of All Bowhunting Equipment

By Jennifer Walterscheit

Often, vibrations emanating from the bow can disrupt even a perfectly placed shot. This is why you need a stabilizer as part of your bowhunting equipment to improve the accuracy of shots. Here is a rundown of the various stabilizers available in the market today and the functionality of each separate stabilizer.

Super Stix:

This is one of the very popular stabilizers available in the market these days. The Super Stix version is a bowhunting equipment which is manufactured by a company called Specialty Archery. This encourages perfect performance as well as balance while shooting a bow. The stabilizers have been made of high quality carbon and even come replete with weight holders. The separator has a sliding mechanism and made of Navcon rod. This functional design makes this stabilizer a perfect, efficient and rugged component of your bowhunting equipment.

The Ultra Lite version:

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This is the Ultra Lite version of the Super Stix stabilizers, which are made by Specialty Archery. These special stabilizers make a shot more perfect and improve performances each time, without piling on the pounds on the weight. There are three rods present in this stabilizer bowhunting equipment, which hold NAVCOM parts together. The parts can be easily adjusted through a weight or by differing the positions. This way, an archer can get rid of all vibrations as well as get a perfect balance in the shot. The other noteworthy feature about these stabilizer bowhunting equipment is that they have a very aerodynamic design. This helps preserve the perfect aiming shot even during high wind movements.

Deluxe Lore:

This is another stabilizer, which is manufactured by Carolina Archery. The special presence of an articulated base in the Deluxe Lore stabilizer is an added advantage. This also helps archers avoid having to buy the extra clumsy knuckle attachment. The good thing about this stabilizer bowhunting equipment is that it has matching wrist slings attached as well as knurled grip components, which ensure that you do not need any extra attachments to install. The company Carolina Archery even has their own unique technology called Press Pin, which helps in the easy installation of linear springs. The installation helps bind the springs onto the base right down to the atomic level. This technology provides a superior grade of vibration reduction, which no other bowhunting equipment stabilizer can boast of.

Hunter Lite:

This is another stabilizer bowhunting equipment, which promises plenty of potential. It is manufactured by a company called Doinker. The Hunter Lite Armored version is much better than the predecessors from the same company. The special lightweight design along with ITP thermo-elastic substances helps curb shockwaves and vibrations to a large extent. The noise from the shot is also minimized to a bare minimum. In fact, the stabilizer bowhunting equipment from Doinker is considered by many archers to be one of the best stabilizers available these days.

We hope this list of stabilizers has helped you arrive at a conclusive decision on which stabilizer best suits your needs.

About the Author: Hi, I’m Jennifer Walterscheit, owner of Eagle Archery. Visit me on the web today for your best selection of

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in addition to everything archery.


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